Grants & Loans

Many Financial 除了奖学金外,援助计划还包括助学金和贷款 and direct payments. A grant does not usually require repayment, 然而,贷款总是需要偿还的. 了解更多威尼斯手机版娱乐场赠款类型的信息 和贷款可能会提供给你下面.

Federal Financial Aid

Pell 助学金的发放完全基于经济需要. Unlike loans, grants usually don't have to be repaid. The maximum Pell Grant amount for 2023-2024 is $7,395. 佩尔助学金是基于注册状态的. 

This is a federally-funded 同时也有资格获得联邦佩尔助学金的本科生. Awards are generally about $500.00 per year and are very limited. 

贷款与助学金或勤工俭学不同,是借来的钱,必须偿还. These loans are a serious obligation. 学校将以电子方式发放你的贷款。 每学期开学后大约三周. No installment will be 超过你贷款金额的一半. 你的贷款资金必须首先用于支付 支付你的学费、杂费、东南理工的笔记本电脑和东南理工的住宿费. If loan 资金未结余,学校商务办将发给退款. You must 至少参加一半的课程(课程要求)igible to receive Direct Loans.
 
联邦直接贷款分为补贴贷款和无补贴贷款. 
  • 补贴贷款是由联邦政府支付利息的贷款 在东南理工学院注册期间,至少有一半时间可以贷款. 
  • Unsubsidized loans have all the same terms as the subsidized Direct loan; however, the interest is accruing at all times. 联邦政府不会为你支付任何利息. 

截至2023年7月1日,利率固定为5.补贴和非补贴均为50% loans. 

Annual Limit Dependent Undergraduate Independent Undergraduate
First Year $5,500.00 – no more than 
 
$3,500.00 of this amount 
 
may be in subsidized loan
$9,500.00 – no more than 
 
$3,500.00 of this amount 
 
may be in subsidized loan 
Second Year $6,500.00 – no more than 
 
$4,500.00 of this amount 
 
may be in subsidized loan
$10,500.00 – no more than 
 
$4,500.00 of this amount 
 
may be in subsidized loan
Aggregate Limit $31,000.00 – no more than 
 
$23,000.00 of this amount 
 
may be in subsidized loan 
$57,500.00 – no more than 
 
$23,000.00 of this amount 
 
may be in subsidized loan 
联邦PLUS贷款是为受抚养本科生的父母提供的 帮助支付学生的教育费用. 审批是基于信用准则的 由联邦政府制定,不以需要或收入为基础,也不需要担保. 截至2023年7月1日,利率固定为8.05% for Direct Parent Plus Loans. 请在网上申请东南理工大学的PLUS贷款 click here. 

 

Alternative Loans

在学生申请替代贷款之前,我们建议学生填写 FAFSA表格,以确定他们是否有资格获得联邦财政援助. If you determine 在获得所有联邦财政援助后,需要额外的资金 loans are a great option. These are credit-based loans. Most alternative loan payments can be deferred while in school. 学生可自行选择贷款机构 loans. 

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Terms and Conditions

大多数早期的奖项都是基于秋季和秋季的全日制出勤率 Spring semesters and 达到了令人满意的学业进步. Actual award amounts will be adjusted to your enrollment and eligibility status as appropriate. 奖励年度从秋季学期开始 ends with Summer semester. 要获得经济援助,您必须联系经济援助办公室提出请求 an adjustment of your awards. 

要获得经济资助,班级必须达到be required for your program(s). 

Full-time: 12 or more credit hours; Three-quarter-time: 9 to 11 credit hours; Half-time: 6 to 8 credit hours; 半时以下:不超过5学时. 你必须注册至少6门课程uired credits to be eligible to receive Direct Loans.

课程必须要求的项目(s)获得经济援助. 
  • 在奖励年度之前或期间,任何注册状态的变化必须be reported to the Financial Aid Office. 这些变化可能会影响您可能获得的援助数量.
  • 奖励可能会根据资金可用性和/或调整而变化s made to the financial need of the student.
  • 东南理工大学保留根据奖学金情况调整助学金的权利anges or additional information that is received by Southeast Tech. 如果奖励被调整,则没有结转 to another year of any amount that was adjusted. 
  • 你必须注册并参加每学期获得资助的课程.
  • 支付你的教育费用的责任主要在于你自己d your family. Financial aid is designed to provide assistance to 那些没有奖学金就无法进入东南理工学院的学生 that help. 经济援助办公室已经仔细评估了你的需求or assistance, along with other 与决策过程有关的信息. 
  • 如果你不打算参加东南理工学院,请联系财政援助办公室 to cancel awards.